Turnberry Financial

Goals-directed Investment Management Services

 

650 Hampshire Road, Suite 100
Westlake Village, CA 91361
Phone: 805 374 2700
Fax: 805 374 2702
e-mail: lawrence@turnberryfinancial.com
 
Welcome to the website of Turnberry Financial Services, a Registered Investment Advisor.  We provide investment management services and comprehensive financial planning.
 
Financial Planning --
 
Security and peace of mind are generally the result of good planning.  There are five areas in your financial life that need regular attention:
 
Taxes
Investments
Planning
Insurance
Estate Planning 
 
Your future depends on your plan.   Each area impacts every other area.  Failure to prepare in one area will destroy the preparations in another. 
 
Our role is to bring together experts in each of these fields, in a setting of objectivity and openness, empowering the decision-making process.
 
Investment Management  
 
If you are counting on the financial markets to help you provide for your retirment, you know these are challenging times.  Because of two severe market corrections in the last ten years investors have experienced what is being called the "lost decade."   We have concluded that its more important to manage risk that to simply seek returns.
 
In an effort to manage investment risk,  we divide each portfolio into three Risk/Return Tiers.  Tier 1 is focused on income with low risk, Tier 2 is focused on equities with moderate risk, Tier 3 is focused on equities with market risk and return. 
 
For a free Risk Profile, second opinion about your current investment portfolio or personalized investment allocation, contact us.
 

 

Disclaimer:  This web-site does not constitute a complete description of our financial planning services, investment services or performance. Nothing contained in this web-site is a solicitation or offer to sell securities nor is this web-site a solicitation to sell financial planning or investment advisory services except, where applicable, in states where we are registered to provide such services or where an exemption or exclusion from such registration exists. We do not guarantee or warrant the accuracy or timeliness of information provided on this site by third parties. We believe sources of information regarding stock quotes, charts, and related articles obtained from third parties to be reliable. Furthermore, neither we nor our information providers will not be liable for any errors or inaccuracies regardless of the cause whether lack of timeliness, interruption of transmission or delays at the source. ALTHOUGH WE BELIEVE THAT THE INFORMATION PROVIDED ON THIS SITE IS RELIABLE, WE DO NOT WARRANT BY IMPLICATION OR EXPLICIT EXPRESSION THE ACCURACY OR COMPLETENESS OF THAT INFORMATION.   NOTHING CONTAINED IN THIS WEB-SITE STATES OR IMPLIES THAT PAST RESULTS ARE AN INDICATION OF FUTURE PERFORMANCE.   WE DO NOT WARRANT ANY RESULTS OBTAINED FROM ANY CONTENT ON THIS WEB-SITE.
Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Savings Goals

How much do you need to save each year to meet your long-term financial goals?

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

More Calculators →

Newsletters

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

Put It in Writing

A high level of job satisfaction is fairly typical of business owners, but it can also be a hindrance if it keeps them from thinking about a planned exit strategy. A written exit plan could help you avoid surprises.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

Rising Popularity of Roth IRA as Retirement Vehicle

Investment in the Roth IRA has been growing dramatically. Fueling the growth of this popular investment vehicle are tax-free distributions in retirement and no mandatory withdrawals due to age. Compare the trade-offs of Roth IRAs with traditional IRAs, including eligibility limitations, annual contribution limits, and withdrawal considerations.

More Newsletters →